active Listed As-Is

$349,900

3445 Cardinal Place, Chipley, FL 32428

3Beds
2Baths
1,379Sq Ft
1.70Acres
2023Year Built
$20.83/moHOA
On site 8 days — 6 days cumulative across relistings

Details

Unfurnished · Short-term rental status not confirmed

HOA Dues Include

  • AssociationManagement
  • BoatRamp
  • FishingRights
  • Playground
  • Pools

Nearby Schools

ElementaryVernon Elementary
MiddleVernon
HighVernon

Property Details

Currently occupied

About This Property

This 3-year old home still shines like new in the security gated lake subdivision of Leisure Lakes, a hidden gem about 30 minutes north of Panama City. A split bedroom design, it has 3 bedrooms and 2 bathrooms with a 2-car garage. Situated on 1.7 acres on a corner lot, it is still partially wooded for extra privacy. It is very difficult to see the house from both roads it fronts. Concrete siding boards provide strength and extra insulation. Along with 9-foot ceilings and a big trey ceiling in the living room, it helps keep the house cool. The flooring is covered with luxury vinyl planking that is durable and easy to clean. The kitchen features lots of white cabinetry, granite, breakfast bar, island with extra drawers and doors, and stainless steel appliances. There is a window above the large sink that offers views of the back woods, and the 16 x 26 covered concrete patio used as outdoor entertaining and grilling. There is a pot filler on the wall above the stove. The microwave has been vented through the roof but hidden by cabinets. The primary bedroom has room for a king bed and can be flanked by two windows. A pocket door opens to the bathroom suite that features a big walk-in closet, stone shower with double glass doors. The tall pole barn has water, power, a 30 amp service plug for a camper, and offer a pipeline connected to the septic tank. The enclosed storage building has electric power for lighting and tools. Live security guards are on duty weekdays, at other times residents have a special entry code. Enjoy the amenities that include a swimming pool, tennis court, basketball court, toddler playground, covered pavilion, men's and women's restrooms, grill stations and more. Come see if lake living would help you enjoy life.

Location

Sub area
Washington SE
Subdivision
Leisure Lakes 1st Add
Waterfront
No
Parcel ID
00000000-00-4151-0155
Legal description
LOT B-155 LEISURE LAKES 1ST ADD REC PLAT, ORB 1213 P 871,
Directions
From Panama City, go north on Hwy 77, cross Hwy 20, go about 3 miles to left on Chain Lake Road, and go about 3 miles to the security gated entrance.

Get directions

Property

List price per heated sq ft
$254
Garage
Yes, 2 spaces
Roof
Composition, Shingle
Construction
Structural Insulated Panels System, vinyl siding, wood frame

Lot & Exterior

Lot size
1.70 acres (74,052 sq ft)
Lot dimensions
150x300x300x225
Lot features
Paved
Exterior features
Covered Patio
Patio / porch
Deck, Covered, Porch
Zoning
Resid Single Family Per MLS records — confirm with the county

Taxes

Tax Estimate
$1,436 (2025)

Rooms

RoomLevelDimensions
BedroomFirst14 × 14
PatioFirst26 × 16
WorkshopFirst20 × 12
Interior, Amenities & More

Interior Features: Main Level Primary, Shower Only, Walk In Closets, Workshop

Appliances: Electric Oven, Electric Water Heater

Association Amenities: Beach Rights, Gated, Gazebo, Barbecue, Picnic Area

Pool: Community

Security: Gated With Guard, Gated Community

Heating: Central, Electric, Heat Pump

Cooling: Central Air, Heat Pump

Architectural Style: Craftsman

Square Footage Source: Appraiser

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Ask About This Listing

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Call (850) 866-1149

Listed by Harvey B Webb, Counts Real Estate Group · harvey@countsrealestate.com

Equal Housing Opportunity
Equal Housing
Opportunity
Listing data provided by: Central Panhandle Association of Realtors (CPAR) Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Brokerage: CENTURY 21 AllPoints Realty, licensed real estate broker. Last updated on October 24, 2026 at 12:20 PM CDT